Did You Ever Receive a Debt Collection Notice and Have No Idea Why?
Ames department stores may have gone out of business years ago, but a collection agency is supposedly still going after debt. But as Call For Action found, the customers they're going after may not actually owe a dime. A Providence woman received this letter in the mail from a debt collector JBC Legal Group out of New Jersey. She was alarmed because it was for a debt she had no recollection of. We've received several complaints on this company. Apparently she's not alone. The attorney generals office has opened an investigation on this company after receiving numerous complaints that JBC may be sending out bogus debts.
It is in business as a collection agency, some of their practices however, thru the BBB have been deemed suspect by them. In fact, the Better Business Bureau has an unsatisfactory rating against this company. The consumer who got this letter says she has never written a check to Ames department store, and certainly doesn't owe to a debt collector.
These charges may be legit, we just don't know. Consumers, who've received this letter, all claim it's a bogus debt.
ỉƯơThe common thread is I don't remember having the debt and the amount doesn't look familiar."
The attorney generals office says they have contacted JBC Legal Group, but no one from the company has returned any of their calls. If this is a legitimate debt, chances are it would appear on your credit report. If you don't see it, probably doesn't exist.