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Licensing and Disclosures
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Except in New York, all first mortgage loans are offered through Chase Manhattan Mortgage Corporation ("CMMC"). CMMC only originates first mortgage loans within the United States of America. CMMC services loans in the United States and the US Virgin Islands. Arizona Mortgage Banker License Number BK0904579. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act (No. 4150008); Illinois Residential Mortgage Licensee (No. 186) by the Office of Banks and Real Estate, Mortgage Banking Division, 310 S. Michigan Avenue, Suite 2130, Chicago, IL 60604-4278, (312) 793-1409; Massachusetts Mortgage Lender License No. ML 2009 and Massachusetts Mortgage Broker License No. MB 2546; New Hampshire Licensee #5677-MB; Licensed Mortgage Banker - - New Jersey Department of Banking; Rhode Island Licensed Lender and Loan Broker. This does not represent an offer to enter into a loan agreement with CMMC. Corporate headquarters: 343 Thornall Street, Edison, New Jersey 08837; (732) 205-0600. In New York, New Jersey, Pennsylvania and Connecticut, first mortgage loans also offered through JPMorgan Chase Bank.

Home Equity products are available in the following states: AL, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, NC, NJ, NH, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI AND WY. Loans only in MS.

The Home Equity products are available for owner-occupied primary residences that are 1 to 4 family homes (1 to 2 family homes only in Texas), condominiums, Downstate New York co-ops (additional requirements may apply). Products may also be available for second home properties; special restrictions apply.

Home Equity Lines and Loans will be made by JPMorgan Chase Bank in CT, NJ, NY and TX and in the other geographic areas and TX by Chase Manhattan Bank USA, N.A. ("Chase USA"), with headquarters in Newark, DE. This does not represent an offer to enter into a loan agreement with Chase USA.

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